Legal

Investor Risk Disclosure

Last updated: February 2026

Read this before investing.

Investment in the VeviGoo programme involves real operational and market risks. Returns are not guaranteed. You may earn less than estimated, or lose part of your principal. Only invest funds you can afford to keep committed for the full term.

1. Investment Overview

The VeviGoo Investor Programme allows individuals to fund motorcycles, cars or storefronts that operate on the VeviGoo platform. Funded vehicles generate fare revenue; investors earn a share of that revenue, paid out on a monthly cycle. Investments are matched to specific assets and tracked transparently in the investor dashboard.

2. Estimated Returns Are Not Guaranteed

All return figures shown on the VeviGoo website, app, calculator or in marketing materials are estimates based on historical fleet performance. Daily, monthly and yearly earnings will vary in practice. Past performance is not a reliable indicator of future results.

3. Operational Risks

Your returns may be lower than estimated due to a range of factors including but not limited to: changes in customer demand, fuel and parts price changes, the availability and performance of assigned riders or drivers, scheduled and unscheduled maintenance, accident or theft of the vehicle, regulatory changes in Ghana or in any city where VeviGoo operates, force-majeure events such as floods or civil unrest, and broader market or macroeconomic conditions.

4. Maintenance Reserve

A portion of gross earnings is set aside as a maintenance reserve before profit is split with investors. This reserve covers scheduled servicing, tyres, brake pads, oil changes, minor repairs and a buffer for unexpected mechanical work. The reserve percentage is displayed on each vehicle's dashboard. We may adjust the reserve from time to time based on real maintenance costs, with 30 days' notice to active investors.

5. How Net Income is Split

For each funded vehicle, daily gross income is first reduced by fuel (currently around GH₵ 50/day) and a maintenance reserve (currently around GH₵ 20/day). The remaining net amount is then split as follows: 50% to the investor, 30% to VeviGoo (covering platform operations, insurance, support and dispatch), and 20% to the assigned rider. Example: GH₵ 300 gross − GH₵ 50 fuel − GH₵ 20 reserve = GH₵ 230 net, giving GH₵ 115 to you, GH₵ 69 to VeviGoo, and GH₵ 46 to the rider for that day. The cost and reserve amounts may be adjusted from time to time based on real operating costs, with 30 days' notice to active investors.

6. Monthly Payout Cycle

Earnings accumulate daily in your VeviGoo wallet. Payouts to your mobile-money wallet or bank account run on a monthly cycle (the last business day of each calendar month), subject to operational verification and admin approval. We retain the right to delay an individual payout if we are investigating suspected fraud or a dispute related to your account.

7. Bike and Vehicle Lifespan

Motorcycles and cars depreciate with use and require replacement after a certain mileage. As a vehicle approaches end of life, more frequent maintenance is required and short downtime periods become more common — both of which may reduce earnings. End-of-life replacement is funded from the maintenance reserve where possible, or from additional capital, in which case investors are notified in advance.

8. No Guarantee of Principal

While each funded asset is insured against accident, theft and total loss, the underlying value of a used motorcycle or car declines over time. We do not guarantee return of original principal. Exits after the minimum commitment period of 12 months are processed at the then-current market value of the asset, minus any outstanding maintenance liabilities.

9. Investor Responsibility

You confirm that you have read this disclosure, understand the operational risks and projected returns are estimates only, and that you can bear the full loss of any amount you invest. We strongly recommend you only invest funds you can afford to keep tied up for the minimum commitment period, and that you consult an independent financial advisor if you are uncertain about whether this investment is suitable for you.

10. Contact

For investment questions, dashboard access, payout queries or to formally exit your investment, contact investors@vevigoo.com. Our investor relations team responds to all queries within two business days.

This page is provided for general information and should be reviewed by a qualified legal professional before public launch.